4574 Simpson St, Milton, FL 32583

• 2 beds |
• 2 baths |
• 1,089 sqft

Property Description

Charming Fixer-Upper, Endless possibilities! Located in the heart of historic Bagdad — where small-town charm meets opportunity! Just one block from the public boat launch with fishing, a shaded picnic area, and beautiful waterfront views, this property is ideal for anyone who loves the outdoors or dreams of living near the water. This fenced-in corner lot features a home with great bones and tons of potential. Major updates have already been taken care of, including a 16-year-old metal roof, copper wiring, updated HVAC-estimated 2020 and a premium EcoSmart tankless water heater. The home is connected to city water and sewer. Outside, enjoy the practical and hobby-friendly spaces — a 10x10 storage shed, a 10x20 workshop with electric and water, including washer and dryer for added convenience. A 25x25 metal carport with a concrete foundation. The yard also features a mature pecan tree along the fence that flourishes with pecans each harvest season, adding a touch of Southern charm. With its corner lot visibility and proximity to the boat launch, there’s even potential for a small tackle shop or local hobby business (subject to city zoning approval). 'AS IS' BUT here’s a bonus for buyers — a renovation loan is available through a local lender, allowing the new owner to complete the renovations themselves and hire subcontractors directly, without the requirement of a general contractor. This flexible loan option gives buyers more control and can make transforming this home even more affordable and achievable. Whether you’re an investor, a first-time buyer, or a hands-on homeowner looking to bring new life to a historic property, this home offers a rare mix of character, location, and opportunity. Buyer and buyer’s agent to perform due diligence and verify all details of importance. Measurements taken from county records.

Listing Status:

Active

Date Added:

November 4, 2025 at 06:00AM

Listing Office:

Alliance Real Estate : 850-393-9455

Listing Agent:

Karen Cobb : 850-485-3172

MLS ID:

673310

Interior

• Appliances: Tankless Water HeaterENERGY STAR Qualified DryerENERGY STAR Qualified AppliancesENERGY STAR Qualified WasherENERGY STAR Qualified Water Heater
• Flooring: Carpet
• A/C: Central AirCeiling Fan(s)ENERGY STAR Qualified EquipmentENERGY STAR Qualified Room AC
• Heating: Central
• Eco/Green Feature: Lighting

Exterior

• General: Yard Building
• Style: Cottage
• Pool: None
• Parking: 2 Car CarportRear Entrance

Construction

• Roofing: CompositionGableHip
• General: Frame1Off Grade

Location

• HOA Amenities: ElectricityWater/SewerAnnually
• Originating MLS: Pensacola MLS
• County: Santa Rosa

Lot

• Zoning: 151N280120012000021
• Fencing: Back YardChain LinkFull

Utilities

• Utilities: Copper Wiring
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Pensacola MLS

This listing courtesy of Karen Cobb, Alliance Real Estate