1. Alabama
2. Fairhope
3. 33 Cottage Drive

33 Cottage Drive, Fairhope, AL 36532

• 2 beds |
• 2 baths |
• 1,139 sqft

Property Description

Charming Cottage in Fairhope – Owner Financing Available! Why Rent or Pay Points? 5.4% Owner Financing with No Bank Hassles!Just 1.5 miles from downtown Fairhope, this well-kept home at 33 Cottage Drive is nestled in a quiet, owner-occupied cul-de-sac subdivision where lawns are kept tidy and pride of ownership shows. Rear parking (double garage) and garbage pickup keep the front-facing views clean and charming.Inside, the home is tastefully staged with thoughtful updates that set it apart, including a new $2,200 attic water heater (2024). HVAC 2017. The roof was built in 2015 which qualifies for standard homeowners’ insurance (verify with carrier). All appliances stay, including the washer and dryer, and the seller is offering a home warranty at closing, along with a transferable termite bond.Ideal for price-conscious buyers, this neighborhood has shown steady appreciation over the years, offering a smart opportunity to invest in Fairhope without overpaying. For qualified applicants, Skip the bank fees, points, and red tape. This is a rare owner finance opportunity in Fairhope that beats conventional loan offers. Low down payment, no junk fees, and a clean, simple process.Purchase Price: $289,500Down Payment: $5,000(Higher dn pay preferred and will strengthen offer)Owner Financing at 5.4% InterestMonthly Payment: $1,597.56 (on $284,500)Buyer pays property taxes and insurance (not escrowed)Closing costs not included in financed amount. Minimum FICO score 640 required for prequalification for an attractive option before interest rates drop and home prices climb. Offered at $284,900, this cottage offers charm, value, and flexibility. Come see why it stands out.Lawn care isincluded in the HOA fee. Formosan termite bond transfers at close with Safe Spray. Buyer to verify all information during due diligence.

Listing Status:

Pending

Listing Office:

Baldwin County Properties, Inc : 251-928-5305

Listing Agent:

Angel Curtin : 251-928-5305

MLS ID:

380615

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This listing courtesy of Angel Curtin, Baldwin County Properties, Inc